How Financing Works

We work with multiple lenders, so there's usually an option even if your credit isn't perfect. Scores above 650 typically get the best rates, but it's worth applying either way.

Not always. Many buyers finance 100% of the price. Putting money down lowers your monthly payment and can help with approval, but it's not required.

Yes. Terms and rates depend on the equipment's age and condition, but we finance used tractors, mowers, and implements regularly.

Yes. Most loans allow early payoff. Some have a small fee, others don't. We'll tell you the specifics before you sign anything.

Absolutely. You can roll a loader, backhoe, mower deck, or implements into the same loan as your tractor. One payment for the whole package.

We work with commercial lenders too. Business financing can qualify for Section 179 tax deductions. Ask us about the details.